COMMERCIAL INSURANCE

Workers Comp  ∙  General Liability  ∙  Business Property  ∙  Umbrella  ∙  E&O

#HAVEALUCKYDAY

Share your lucky moments with us

Commercial

Mendez & Associates operates and is licensed in over 30 states including the entire State of Florida. From sunny South Florida to the great Northwest we are ready to serve you. We go where your business grows. We insure franchises and franchisors, directors and officers.

Imagine the convenience of having one agent handling your multi-state policies!

Request a Quote

Workers Comp

Employers conducting work in the State of Florida are required to provide worker’s compensation insurance for their employees. Specific employer coverage requirements are based on the type of industry, number of employees and entity organization. Contact our office to determine coverage requirements for a specific employer.

Request a quote

General Liability

Business is inherently risky, but business liability coverage safeguards against many known and unknown risks. Commercial liability insurance coverage protects you, your business and your employees from claims involving bodily injury or property damage, up to the limits of your policy. Policies shield you from the expense of out-of-court settlements, litigation and judgments awarded by courts.

Request a quote

Business Property

Building your business took hard work along with an investment in equipment, facilities and inventories. Make sure it is protected with a custom business policy. Fire, theft, storms or other events can damage your building, its contents, or outdoor fixtures like signs, fencing and landscaping. The cost to repair or replace buildings and equipment are often higher than you might think. If you have to shut down until you can pay for repairs or replacements your business could struggle to recover and face a serious hardship. Business property insurance can help you recover and get back to work faster.

Request a quote

Commercial Pkg

A Commercial Package Policy provides only the coverages selected by the policy holder. A CPP combines coverages for multiple perils, such as liability and property risk. It allows a business to take a flexible approach to obtaining insurance coverage. This may also allow the business to pay out a lower amount of premiums than if it purchased a separate policy for each risk.

Request a quote

Umbrella Policy

Umbrella insurance is extra liability insurance. It is designed to help protect you from major claims and lawsuits and as a result it helps protect your assets and your future. It does this in two ways: 1. Provides additional liability coverage above the limits of your homeowners, auto and boat insurance policies. This protection kicks in when the liability on these other policies has been exhausted. 2. Provides coverage for claims that may be excluded by other liability policies including: false arrest, libel, slander, and liability coverage on rental units you own.

Request a quote

Errors & Omissions

Errors & Omissions Insurance is for those times when clients sue you, claiming your company made a mistake or acted negligently. In short, an E & O policy covers lawsuits when your customers accuse you of mistakes, errors, careless conduct, or faulty products. Even if you never made a mistake, you could still be sued.

Request a quote

We are a full service insurance agency with more than 50 years combined experience. Our goal is to find the policy that works best for you whether it is home, auto, health or other personal and commercial lines of insurance.